ABRAHCT a favor do movimento para prevenção e combate às fraudes na saúde suplementar
Fraud involving health plan reimbursements multiplied and grew more sophisticated after the pandemic, becoming a matter for the police. The practices vary, using inflated receipts, declaring cosmetic treatments as medical procedures, and even setting up front clinics purely to certify services that never happened.
This has worried health operators and caused a major financial impact, with losses estimated at more than R$ 11.5 billion. The best-known form of fraud is so-called assisted reimbursement, in which a clinic offers to speed up the release of refunds if the customer hands over their health plan login and password, and ends up charging for procedures that were not performed or inflating amounts.
Between 2019 and 2022, the amount of reimbursements granted by health plans rose by more than 81%, from around R$ 6 billion to R$ 10.9 billion. Over the same period, companies' total expenditure on their beneficiaries increased by 19.5%, from R$ 172.8 billion to R$ 206.5 billion.
ABRAHCT supports any and every initiative aimed at curbing this fraud, alerting its members to the risks and impacts. “Reimbursement claims have taken on a huge scale and the fraud is increasingly sophisticated. We at ABRAHCT are extremely concerned about this and entirely in solidarity with health operators and policyholders in this anti-fraud movement,” stresses Frederico Berardo, president of the association.